🏡 Florida Funds $100,000,000 for July Start of Hometown Heroes First Time Homebuyer Program

Exciting news for future Florida homeowners! Starting July 2025, the state is launching a revamped Hometown Heroes Program, backed by a massive $100 million investment to help first-time homebuyers purchase with less money out of pocket and more financial confidence.

Eligible buyers can access up to $35,000 in down payment and closing cost assistance, and in many cases, qualify for 100% financing.

✅ Eligibility Requirements:

• First-time buyer (or haven’t owned a home in 3 years)

• Florida-based full-time employment (35+ hours/week)
  👉 Veterans and active-duty military are exempt from the employment rule

• Credit score of 640+

• Income limit: $145,000 for Brevard County

💰 Program Benefits:

• Up to $35,000 in buyer assistance

• Potential 100% financing for FHA and conforming loans

• Reduced first mortgage interest rates

• Can be paired with additional federal or local housing incentives

💡 Is It Right for You?

Whether you’re a nurse, teacher, firefighter, law enforcement officer, city worker, or JUST WORK IN THE STATE OF FLORIDA, — this program was built for you. And with new July funding, there’s never been a better time to explore your options.

📞 Start Today:

Want to know if you qualify? Let’s talk! I’ll help you understand the options, pair you with a lender who specializes in Hometown Heroes, and start your path to homeownership with confidence and clarity.