Florida Down Payment Assistance Programs Explained | $10K–$35K Help for Homebuyers

Are upfront costs holding you back from buying a home on the Space Coast of Florida?

From Melbourne to Satellite Beach and surrounding areas, there are Down Payment Assistance (DPA) programs that can help you move in with $10,000 to $35,000 in financial help—even if you’re a first-time homebuyer or veteran!

📍 Serving Space Coast, FL | Satellite Beach | Melbourne | Palm Bay | Cocoa & More

In this quick 2-minute video, I break down FOUR Florida programs you need to know about:

💸 FL Assist – $10K deferred, no payments

💳 FL HLP – $10K, 15-year loan with monthly payments

🎁 Florida PLUS – 3–5% of loan amount, forgiven after 5 years

🦸‍♂️ Hometown Heroes – Up to $35K for vets, teachers, first responders (reopening July 2025!)

These programs are second mortgages—some are forgivable, others deferred or low-payment. I explain the differences, who qualifies, and how to get started.

Details on the Down Payment Assistance Programs can be found HERE.  

👨‍💼 I’m Darron Burow, REALTOR® with Florida Homes Realty and Mortgage & USAF veteran, proudly helping buyers and fellow veterans become homeowners across Florida’s Space Coast.

📲 Call or text me anytime: 321-914-2347

📋 Or drop a comment to check your eligibility 

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